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What is Greece Golden Visa?
The Greek Golden Visa is a program that grants residence permits to non-EU investors. The Golden Visa program offers the right to live, study and move freely in the Schengen area in Greece in exchange for real estate investment or certain financial investments.
It provides great advantages especially for investors who want free movement in the Schengen area, those who want to live or invest in Greece, and families who want to benefit from education opportunities and low taxes in Europe. In addition, the fact that it offers permanent residence and citizenship after 5 years is an attractive option for those who plan to live permanently in Europe in the long term.
What are the Advantages of Greece Golden Visa?
The Greece Golden Visa is an investment-based immigration program that offers investors not only a Greek residence permit , but also extensive rights in Europe.
The Golden Visa Greece program provides investors and their families with long-term opportunities and the advantage of living and doing business in Europe.
Here are the most important advantages of the program:
Right to free movement in European Union (Schengen) countries: Those who have a Golden Visa in Greece have the opportunity to travel visa-free in the Schengen area. In this way, they can easily travel for business, education or vacation with the right of free movement in 26 European countries.
The right to live and study in Greece: Thanks to the residence permit, investors and their families can live and study in Greece. In addition, the opportunity to study in international schools is a great advantage for families with children.
Opportunity to obtain a residence permit for the investor and his/her family: The Golden Visa Greece program covers not only the investor but also his/her spouse, children under the age of 21 and parents, providing a safe life and future investment opportunity for the whole family.
Chance to apply for permanent residence and citizenship after five years: Golden Visa residence permit in Greece can be renewed every 5 years and at the end of this period, permanent residence permit can be applied for. For permanent residents, it is also possible to switch to Greek citizenship.
These advantages make the Greece Golden Visa one of the strongest options for those who want to obtain residence through investment in Europe.
What are the Requirements for Greece Golden Visa?
In order to apply for the Golden Visa Greece program, certain investment and residence conditions must be met. Here are the requirements for the Greece Golden Visa:
1. Minimum Investment Amount (€250,000 or €400,000 Varies by Region)
Investors looking to buy real estate in Greece under the Golden Visa program must purchase a property worth at least €250,000. However, in popular areas like Athens, Thessaloniki, Mykonos and Santorini, this amount can be €400,000 or higher.
2. Investment Types (Real Estate, Government Bonds, Company Investment, etc.)
There are different investment options to get a Greece Golden Visa.
Buying real estate in Greece is one of the most popular options and requires a minimum investment of 250,000 euros for the purchase of a property. Investors can benefit from this program by purchasing real estate in touristic areas or developing cities in Greece.
Alternatively, investors can also apply for a Golden Visa by investing in government bonds or stocks.
Apart from this, investing capital in a Greek-based company is also a valid option and is ideal for investors who want to contribute to the Greek economy.
Additionally, tourism or commercial real estate investments are other investment types that are eligible to apply for this program.
This diversity offers investors opportunities in different areas when investing in Greece.
3. Conditions for Covering Family Members
Golden Visa Greece offers the opportunity to obtain a residence permit not only to the investor but also to his/her family. In this context, the investor’s spouse and children under the age of 21 can also benefit from the program and obtain a residence permit.
In addition, the investor and his/her spouse’s parents can also be included in the visa program, allowing them to live in Greece with their family members, study and move freely in the Schengen area.
Family members who have obtained a residence permit have the same rights as the investor and can renew their visas together throughout the process.
Is There a Physical Residence Requirement?
There is no requirement to live in Greece under the Golden Visa program. Investors can renew their residence permit without staying in Greece. However, a certain period of residence in Greece may be required to apply for citizenship.
Investors who meet these conditions can benefit from the Greek Golden Visa and obtain long-term residence rights in Europe. The Golden Visa allows you to obtain a residence permit through investment, and while waiting for the process to be completed, investors are given a “Blue Paper”, a temporary residence card. This card provides the right to legally reside in Greece and travel in the Schengen area during the application process.
What are the Investment Options for Greece Golden Visa?
There are different investment options for investors who want to get a Greece Golden Visa. In order to apply for the Golden Visa Greece program, it is necessary to choose one of the specific investment types. Here are the investment types accepted within the Golden Visa program:
Real Estate Investment
Buying real estate in Greece is one of the most preferred investment methods for the Golden Visa Greece program. A property worth at least 250,000 euros must be purchased, but in some areas such as Athens, Thessaloniki, Mykonos and Santorini this amount can be 400,000 euros or more. Investors can rent out the purchased property and continue to benefit from the Golden Visa program by holding the property for the duration of the residence permit.
Government Bond and Stock Investments
In order to obtain a Greek Golden Visa, it is also possible to invest in government bonds or stocks traded on the stock exchange, in addition to real estate. This investment method, which contributes directly to the Greek economy, is an attractive alternative for investors who do not prefer to buy property. However, investment in government bonds or stocks is subject to certain conditions and must be held for the duration of the investment.
Capital Investment in a Greece-Based Company
It is also possible to make a capital investment in a company operating in Greece to benefit from the Golden Visa Greece program. This investment option is suitable for entrepreneurs and investors who want to contribute to the country’s labor market. The company invested in must be of a certain size and contribute to the economy.
Tourism and Commercial Real Estate Investments
Greece is a highly developed country in terms of tourism. Under the Golden Visa program, it is possible to obtain a residence permit by investing in hotels, resorts or commercial real estate projects.
This method offers investors the advantage of providing regular rental income and is considered a suitable investment type for the Golden Visa Greece program. Such investments, especially in touristic areas, can offer high-yield opportunities.
Each type of investment offers different advantages for obtaining a Greece Golden Visa. Investors can obtain a residence permit by choosing the option that suits them best, such as purchasing real estate, investing in a company or financial instruments.
Application Process Steps for Greece Golden Visa
The application process for investors who want to get a Greece Golden Visa consists of several basic steps. Those who want to benefit from the Golden Visa Greece program must follow the steps specified within the scope of the Greece golden visa conditions. Here are the detailed steps of the process:
Step 1: Preliminary Preparation and Consultant Selection
Before starting the Golden Visa process in Greece, it is important to get support from an expert advisor to evaluate investment options and determine the appropriate region. Determining the property or financial instrument to be invested is a critical step for the healthy progress of the process.
Step 2: Making the Investment and Obtaining the Title Deed
In order for the application to be approved, an investment in Greece that complies with the Golden Visa program must be completed. If the preferred investment is a real estate purchase, the sale transaction is carried out in the presence of a notary and the title deed is recorded. For other types of investments, the relevant financial transactions must be completed.
Step 3: Preparation of Required Documents
Certain documents must be submitted for the Greece Golden Visa application. Documents such as passport, criminal record, health insurance, land registry or investment documents must be prepared completely. Incomplete or incorrect documents may cause the process to be delayed.
Step 4: Submitting the Application to the Greek Authorities
The prepared documents are submitted to the relevant immigration office in accordance with the Greek Golden Visa conditions. It is important that the documents are complete and accurate for the application process to proceed quickly. During the application, the investor can follow the process by obtaining an application number.
Step 5: Biometric Data Recording and Receiving Residence Permit Card
Investors whose applications are approved must go to a center authorized for biometric data recording within the scope of Golden Visa in Greece and have their fingerprints recorded. After this stage, a residence permit card is issued and delivered to the investor. The validity of the card is 5 years and can be renewed as long as the investment continues.
Investors who follow these steps will be granted a residence permit through the Golden Visa Greece program and will have the right to move freely in Greece and the Schengen area.
What are the Required Documents for the Greece Golden Visa?
In order to apply for the Greece Golden Visa, certain documents must be submitted in full. These documents, determined by Greece, a European country, are of critical importance for the application to proceed quickly and smoothly. Here are the documents requested for the Golden Visa Greece application and their explanations:
Passport and Biometric Photos: In order for the application to be processed, a valid passport and biometric passport photos must be submitted. The passport must have at least two blank pages and be valid at the time of application.
Criminal Record: Investors and their family members who will apply for the Greece Golden Visa must submit a clean criminal record from their country. This document helps in the security evaluation of the application.
Health Insurance Policy: Applicants under the Golden Visa Greece program are required to have a health insurance policy valid in Greece in order to benefit from healthcare services in Greece. The insurance must be arranged to cover the healthcare expenses of the applicant and his/her family members.
Documents Proving Investment: In order to obtain a Greece Golden Visa, the investment made must be documented. For those investing in real estate, title deeds, bank transfer receipts and notarized sales contracts must be submitted. For alternative investment types, relevant investment certificates and financial documents are requested.
Additional Documents for Family Members: The Golden Visa Greece application may also include the investor’s family. In order for the spouse and children to be included in the application, a marriage certificate, birth certificates and official documents showing family ties must be submitted. Additional documents may be required for children under the age of 21.
The complete and accurate submission of these documents will allow the evaluation process conducted by the European country of Greece to proceed more quickly. Greece Golden Visa is a powerful investment program that grants applicants a residence permit.
Golden Visa Cost and Additional Charges
When applying for the Greece Golden Visa program, various additional costs should be taken into account in addition to the investment amount. The basic expenses that investors may encounter during the Golden Visa Greece process are as follows:
Minimum Investment Amount
To obtain a Golden Visa Greece, an investment of at least 400,000 Euros or 800,000 Euros is required. For those wishing to invest in real estate, properties of 120 m² and above are subject to an investment requirement of 400,000 Euros, especially in high-demand regions such as Athens, Thessaloniki, Mykonos and Santorini. In regions requiring lower investment, the minimum amount is 250,000 Euros.
Title Deed Taxes and Notary Fees
When purchasing real estate under the Greece Golden Visa, certain taxes are paid for title deed transactions. Title deed transfer tax is generally calculated as 3.100%. In addition, additional costs may arise for notary fees, title deed transactions and contract approvals.
Lawyer and Consulting Services
Investors are advised to seek legal or consultancy services to speed up their Golden Visa Greece transactions. Legal fees can range from 1% to 2% of the total value of the investment. Consultancy companies can guide the investment process, provide strategic support in rental income calculations and real estate selection.
Residence Permit Application Fees
When applying for a Greece Golden Visa, a residence permit fee of 2,000 Euros must be paid for each individual. In addition, an average fee of 16 Euros per person is charged for biometric data registration. If family members are included in the visa application, this fee increases according to the number of people.
Tax and Financial Obligations for Golden Visa Holders
Investors who obtain residence permits under the Golden Visa Greece program may be subject to certain tax and financial obligations. Investors’ profits and assets are taxed according to certain criteria, within the framework of Greek Taxes and international tax treaties.
Here are the basic tax liabilities that Greek Golden Visa holders should be aware of:
Tax Residency in Greece: Greek Golden Visa holders are not required to be tax resident in Greece, even if they obtain a residence permit through investment. However, individuals who reside in Greece for more than 183 days under the Golden Visa Greece program are considered resident tax residents under Greek Taxes and may have to pay tax on all of their income.
Taxes on Rental Income: Those who invest in real estate through the Golden Visa Greece program can earn additional income by renting out their properties. However, the Greek government imposes taxes on rental income. Tax rates for rental income vary between 15% and 45% depending on the income earned. If the investor resides in Turkey, he/she may also have to declare rental income in Turkey.
Double Taxation Agreements: Thanks to the Double Taxation Agreement between Turkey and Greece, dated 02.03.2004 and numbered 25390 , investors do not have to pay taxes in both countries. This agreement allows Golden Visa Greece holders to have their income taxed in a single country if they earn income in both Turkey and Greece. Investors who pay taxes in Greece do not face an additional tax liability in Turkey.
Tax Advantages: The Greek Government offers some tax incentives to encourage investors under the Golden Visa Greece program. In particular, low tax rates on real estate investments and special tax exemptions for foreign investors can be provided. In addition, additional tax advantages are offered to those who establish companies or make large-scale investments in Greece.
These tax regulations help Greek Golden Visa holders best plan their financial obligations.
F.A.Q.
Frequently Asked Questions
Getting a Greece Golden Visa Step by Step
To obtain a Greek Golden Visa, you need to collect certain documents and submit them
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